Privacy Policy

At Nexo Insurance, your privacy is our top priority. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you access or use our website (https://nexoinsurance.live) or our services. By using our website or services, you agree to the practices described in this policy.

Interpretation and Definitions

Interpretation

Capitalized words carry specific meanings defined below. These definitions apply whether the term is singular or plural.

Definitions

• Account – A unique account created for You to access our services securely.
• Affiliate – Any entity controlling, controlled by, or under common control with Nexo Insurance.
• Company – Refers to Nexo Insurance (“We”, “Us”, or “Our”).
• Cookies – Small files stored on Your device that help track website activity and enhance your experience.
• Country – Refers to the United States (or your specific operating state).
• Device – Any internet-accessible device such as a computer, smartphone, or tablet.
• Personal Data – Any information that can identify an individual directly or indirectly.
• Service – Refers to the Nexo Insurance website and its insurance services.
• Service Provider – Any third party that processes data on our behalf to enhance our services.
• Usage Data – Information automatically collected about your interaction with the Service, such as IP address, browser type, and pages visited.
• Website – Refers to Nexo Insurance, accessible at https://nexoinsurance.live.
• You – The individual or entity accessing or using the Service.

Types of Data Collected

1. Personal Data

We may collect personally identifiable information including:

Name, email address, and phone number

Address, city, state, and ZIP code

Information related to insurance quotes and policy preferences

Billing details and payment information (processed securely via third-party payment processors)

2. Usage Data

We automatically collect information about your interaction with our Service, such as:

• IP address and browser type
• Pages visited and time spent on the website
• Device information and diagnostic data
• Referring website or source

3. Cookies & Tracking Technologies

We use cookies and similar tracking tools to:

• Enhance your browsing experience
• Personalize content and offers
• Improve website security
• Analyze Service performance and user behavior

You may adjust your browser settings to refuse cookies, but this may limit some website functionality.

How We Use Your Personal Data

We use your personal information for the following purposes:

• Service Delivery – To provide, maintain, and improve our vehicle, property, health, and business insurance services.
• Account Management – To enable access to account features, policy management, and billing.
• Quote Processing – To generate accurate insurance quotes based on your needs.
• Customer Support – To respond to inquiries, claims, and service requests efficiently.
• Marketing & Promotions – To send offers, policy updates, and relevant information (you may opt-out anytime).
• Legal Compliance – To comply with laws, regulations, and prevent fraudulent activities.

Data Retention & Security

• • Retention – We store your data only as long as necessary to provide services or as required by law (e.g., for claims, legal, or tax purposes).
  • Security Measures – We implement industry-standard protections including encryption and secure servers. However, no online transmission is 100% secure. We take reasonable steps to protect your data.

Your Rights

Depending on your location, you may have the right to:

• Access & Correction – Request access to, update, or correct your personal data.
• Data Deletion – Request deletion of your personal information (subject to legal retention requirements).
• Opt-Out of Marketing – Unsubscribe from promotional emails anytime using the “unsubscribe” link.
• Manage Cookies – Adjust browser settings to control tracking preferences.

To exercise any of these rights, please contact us at the information below.

Information Sharing & Disclosure

We do not sell your personal information. We may share data only in these limited circumstances:

• With Service Providers – We may share data with trusted partners (e.g., billing platforms, IT services, insurance carriers) to provide and enhance our services.
• Legal Requirements – We may disclose data if required by law enforcement, court orders, or regulations.
• Business Transfers – In the case of a merger, acquisition, or asset sale, your data may be transferred.

Third-Party Links

Our website may contain links to third-party websites (e.g., insurance carriers, payment processors). We are not responsible for the privacy practices of these external sites. We encourage you to read their privacy policies.

Children’s Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe a child has provided us with personal data, please contact us so we can delete it.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last updated” date. We encourage you to review this policy periodically.

Contact Us

If you have any questions about this Privacy Policy or your data, please contact us:

Nexo Insurance

• Email: privacy@nexoinsurance.live
• Phone: 202-555-0188
• Website: https://nexoinsurance.live